Required Documents

FOR 'FULL DOCUMENTATION' PROGRAMS ONLY:

For salaried or regularly paid borrowers:

• Past two (2) years W-2 statements.
• Pay Stubs covering the last thirty (30) days.
• Two most recent monthly bank statements.
• Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts.
• Copy of the purchase and sale agreement - For home purchases only.
• If you are currently renting....either 12 months canceled rent checks or the name and address of your current landlord.
• A copy of your monthly mortgage statement - for refinances only.
• A copy of your insurance declaration page (insurance coverage summary) - for refinances only.

For self-employed borrowers:

• Two (2) years signed personal tax returns - including all schedules. A year-to-date profit and loss statement may also be requested.

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.